Average treatment costs for cats and dogs

Your pet might be young and healthy, but it's always good to be prepared. It’s important to know how much you could expect to pay should an accident happen or illness strike.

Pet insurance might be worth considering if you're concerned about vet fees. To give you an idea of how much vet bills can vary, we’ve shown both the average cost and the top 10% most expensive costs for each of the most common conditions. To make this information more specific to your pet we have grouped the dogs in sizes showing approximate weight and have separate costs for cats.

    Cats

    Accidents

    Average

    10% most expensive

    Accidents

      £759

        £2,051

          Short-terms Illness

          Short-terms Illness

          Average

          10% most expensive

          Vomiting

            £616

              £1,307

                Weight loss

                  £580

                    £1,366

                      Respiratory condition

                        £807

                          £2,005

                            Inappetence

                              £621

                                £1,328

                                  Urinary obstruction

                                    £1,857

                                      £3,810

                                        Lump

                                          £681

                                            £1,466

                                              Diarrhoea

                                                £556

                                                  £1,202

                                                    Lethargy

                                                      £527

                                                        £1,093

                                                          Abscess

                                                            £416

                                                              £865

                                                                Eye condition

                                                                  £616

                                                                    £1,640

                                                                      Ongoing Treatment

                                                                      Ongoing Treatment

                                                                      Average

                                                                      10% most expensive

                                                                      Hyperthyroidism

                                                                        £798

                                                                          £1,454

                                                                            Arthritis/DJD

                                                                              £630

                                                                                £1,271

                                                                                  Lameness

                                                                                    £584

                                                                                      £1,239

                                                                                        Kidney/renal disease

                                                                                          £873

                                                                                            £2,000

                                                                                              Resorptive lesions

                                                                                                £603

                                                                                                  £1,007

                                                                                                    Diabetes

                                                                                                      £1,084

                                                                                                        £2,181

                                                                                                          Cystitis

                                                                                                            £531

                                                                                                              £1,229

                                                                                                                Urinary Condition

                                                                                                                  £674

                                                                                                                    £1,470

                                                                                                                      Organ tumour

                                                                                                                        £980

                                                                                                                          £2,426

                                                                                                                            Gastric condition

                                                                                                                              £1,031

                                                                                                                                £2,273

                                                                                                                                  Tesco Pet Insurance claims data from paid treatments including excesses from 01/04/23 to 31/03/24.
                                                                                                                                  Costs can vary from practice to practice as well as by breed, age and size of pet. This can affect the amount you may need to claim for any particular illness or condition. Some of the information shows the costs of common symptoms that our customer claims for - these could develop into ongoing illnesses in some instances.

                                                                                                                                  SMALL DOG (UNDER 10KG) e.g. CHIHUAHUA

                                                                                                                                  Accidents

                                                                                                                                  Average

                                                                                                                                  10% most expensive

                                                                                                                                  Accidents

                                                                                                                                    £786

                                                                                                                                      £2,000

                                                                                                                                        Short-terms Illness

                                                                                                                                        Short-terms Illness

                                                                                                                                        Average

                                                                                                                                        10% most expensive

                                                                                                                                        Lump

                                                                                                                                          £677

                                                                                                                                            £1,377

                                                                                                                                              Poisoning

                                                                                                                                                £472

                                                                                                                                                  £1,041

                                                                                                                                                    Gastro-enteritis

                                                                                                                                                      £964

                                                                                                                                                        £2,434

                                                                                                                                                          Vomiting

                                                                                                                                                            £652

                                                                                                                                                              £1,472

                                                                                                                                                                Diarrhoea

                                                                                                                                                                  £540

                                                                                                                                                                    £1,322

                                                                                                                                                                      Eye condition

                                                                                                                                                                        £690

                                                                                                                                                                          £1,826

                                                                                                                                                                            Lipoma

                                                                                                                                                                              £759

                                                                                                                                                                                £1,590

                                                                                                                                                                                  Respiratory condition

                                                                                                                                                                                    £968

                                                                                                                                                                                      £2,493

                                                                                                                                                                                        Cyst

                                                                                                                                                                                          £629

                                                                                                                                                                                            £1,238

                                                                                                                                                                                              Ongoing Treatment

                                                                                                                                                                                              Ongoing Treatment

                                                                                                                                                                                              Average

                                                                                                                                                                                              10% most expensive

                                                                                                                                                                                              Lameness

                                                                                                                                                                                                £799

                                                                                                                                                                                                  £1,753

                                                                                                                                                                                                    Skin allergy

                                                                                                                                                                                                      £717

                                                                                                                                                                                                        £1,520

                                                                                                                                                                                                          Cruciate rupture

                                                                                                                                                                                                            £2,582

                                                                                                                                                                                                              £4,641

                                                                                                                                                                                                                Ear condition

                                                                                                                                                                                                                  £487

                                                                                                                                                                                                                    £1,133

                                                                                                                                                                                                                      Epilepsy/fitting/seizure

                                                                                                                                                                                                                        £854

                                                                                                                                                                                                                          £2,056

                                                                                                                                                                                                                            Otitis externa

                                                                                                                                                                                                                              £540

                                                                                                                                                                                                                                £1,203

                                                                                                                                                                                                                                  Arthritis/DJD

                                                                                                                                                                                                                                    £680

                                                                                                                                                                                                                                      £1,354

                                                                                                                                                                                                                                        Skin condition

                                                                                                                                                                                                                                          £570

                                                                                                                                                                                                                                            £1,240

                                                                                                                                                                                                                                              Gastric condition

                                                                                                                                                                                                                                                £1,019

                                                                                                                                                                                                                                                  £2,624

                                                                                                                                                                                                                                                    Valve problem

                                                                                                                                                                                                                                                      £943

                                                                                                                                                                                                                                                        £1,927

                                                                                                                                                                                                                                                          MEDIUM DOG (10- 20KG) e.g. BEAGLE

                                                                                                                                                                                                                                                          Accidents

                                                                                                                                                                                                                                                          Average

                                                                                                                                                                                                                                                          10% most expensive

                                                                                                                                                                                                                                                          Accidents

                                                                                                                                                                                                                                                            £809

                                                                                                                                                                                                                                                              £2,112

                                                                                                                                                                                                                                                                Short-terms Illness

                                                                                                                                                                                                                                                                Short-terms Illness

                                                                                                                                                                                                                                                                Average

                                                                                                                                                                                                                                                                10% most expensive

                                                                                                                                                                                                                                                                Lump

                                                                                                                                                                                                                                                                  £704

                                                                                                                                                                                                                                                                    £1,480

                                                                                                                                                                                                                                                                      Poisoning

                                                                                                                                                                                                                                                                        £421

                                                                                                                                                                                                                                                                          £933

                                                                                                                                                                                                                                                                            Vomiting

                                                                                                                                                                                                                                                                              £658

                                                                                                                                                                                                                                                                                £1,624

                                                                                                                                                                                                                                                                                  Lipoma

                                                                                                                                                                                                                                                                                    £814

                                                                                                                                                                                                                                                                                      £1,607

                                                                                                                                                                                                                                                                                        Diarrhoea

                                                                                                                                                                                                                                                                                          £458

                                                                                                                                                                                                                                                                                            £1,146

                                                                                                                                                                                                                                                                                              Gastro-enteritis

                                                                                                                                                                                                                                                                                                £812

                                                                                                                                                                                                                                                                                                  £1,981

                                                                                                                                                                                                                                                                                                    Respiratory condition

                                                                                                                                                                                                                                                                                                      £1,581

                                                                                                                                                                                                                                                                                                        £3,825

                                                                                                                                                                                                                                                                                                          Fractured tooth

                                                                                                                                                                                                                                                                                                            £813

                                                                                                                                                                                                                                                                                                              £1,675

                                                                                                                                                                                                                                                                                                                Vomiting and diarrhoea

                                                                                                                                                                                                                                                                                                                  £872

                                                                                                                                                                                                                                                                                                                    £2,127

                                                                                                                                                                                                                                                                                                                      Eye condition

                                                                                                                                                                                                                                                                                                                        £722

                                                                                                                                                                                                                                                                                                                          £1,977

                                                                                                                                                                                                                                                                                                                            Ongoing Treatment

                                                                                                                                                                                                                                                                                                                            Ongoing Treatment

                                                                                                                                                                                                                                                                                                                            Average

                                                                                                                                                                                                                                                                                                                            10% most expensive

                                                                                                                                                                                                                                                                                                                            Lameness

                                                                                                                                                                                                                                                                                                                              £852

                                                                                                                                                                                                                                                                                                                                £1,960

                                                                                                                                                                                                                                                                                                                                  Arthritis/DJD

                                                                                                                                                                                                                                                                                                                                    £732

                                                                                                                                                                                                                                                                                                                                      £1,498

                                                                                                                                                                                                                                                                                                                                        Epilepsy/fitting/seizure

                                                                                                                                                                                                                                                                                                                                          £1,160

                                                                                                                                                                                                                                                                                                                                            £3,000

                                                                                                                                                                                                                                                                                                                                              Skin allergy

                                                                                                                                                                                                                                                                                                                                                £826

                                                                                                                                                                                                                                                                                                                                                  £1,744

                                                                                                                                                                                                                                                                                                                                                    Cruciate rupture

                                                                                                                                                                                                                                                                                                                                                      £2,861

                                                                                                                                                                                                                                                                                                                                                        £4,985

                                                                                                                                                                                                                                                                                                                                                          Ear condition

                                                                                                                                                                                                                                                                                                                                                            £528

                                                                                                                                                                                                                                                                                                                                                              £1,134

                                                                                                                                                                                                                                                                                                                                                                Otitis externa

                                                                                                                                                                                                                                                                                                                                                                  £623

                                                                                                                                                                                                                                                                                                                                                                    £1,400

                                                                                                                                                                                                                                                                                                                                                                      Skin condition

                                                                                                                                                                                                                                                                                                                                                                        £705

                                                                                                                                                                                                                                                                                                                                                                          £1,603

                                                                                                                                                                                                                                                                                                                                                                            Corneal ulcer

                                                                                                                                                                                                                                                                                                                                                                              £755

                                                                                                                                                                                                                                                                                                                                                                                £1,640

                                                                                                                                                                                                                                                                                                                                                                                  Tumour

                                                                                                                                                                                                                                                                                                                                                                                    £1,377

                                                                                                                                                                                                                                                                                                                                                                                      £2,986

                                                                                                                                                                                                                                                                                                                                                                                        LARGE DOG (OVER 20KG) e.g. GERMAN SHEPHERD

                                                                                                                                                                                                                                                                                                                                                                                        Accidents

                                                                                                                                                                                                                                                                                                                                                                                        Average

                                                                                                                                                                                                                                                                                                                                                                                        10% most expensive

                                                                                                                                                                                                                                                                                                                                                                                        Accidents

                                                                                                                                                                                                                                                                                                                                                                                          £881

                                                                                                                                                                                                                                                                                                                                                                                            £2,326

                                                                                                                                                                                                                                                                                                                                                                                              Short-terms Illness

                                                                                                                                                                                                                                                                                                                                                                                              Short-terms Illness

                                                                                                                                                                                                                                                                                                                                                                                              Average

                                                                                                                                                                                                                                                                                                                                                                                              10% most expensive

                                                                                                                                                                                                                                                                                                                                                                                              Lump

                                                                                                                                                                                                                                                                                                                                                                                                £735

                                                                                                                                                                                                                                                                                                                                                                                                  £1,554

                                                                                                                                                                                                                                                                                                                                                                                                    Poisoning

                                                                                                                                                                                                                                                                                                                                                                                                      £526

                                                                                                                                                                                                                                                                                                                                                                                                        £1,139

                                                                                                                                                                                                                                                                                                                                                                                                          Vomiting

                                                                                                                                                                                                                                                                                                                                                                                                            £722

                                                                                                                                                                                                                                                                                                                                                                                                              £1,857

                                                                                                                                                                                                                                                                                                                                                                                                                Lipoma

                                                                                                                                                                                                                                                                                                                                                                                                                  £909

                                                                                                                                                                                                                                                                                                                                                                                                                    £1,941

                                                                                                                                                                                                                                                                                                                                                                                                                      Gastro-enteritis

                                                                                                                                                                                                                                                                                                                                                                                                                        £989

                                                                                                                                                                                                                                                                                                                                                                                                                          £2,251

                                                                                                                                                                                                                                                                                                                                                                                                                            Vomiting and diarrhoea

                                                                                                                                                                                                                                                                                                                                                                                                                              £660

                                                                                                                                                                                                                                                                                                                                                                                                                                £1,692

                                                                                                                                                                                                                                                                                                                                                                                                                                  Diarrhoea

                                                                                                                                                                                                                                                                                                                                                                                                                                    £501

                                                                                                                                                                                                                                                                                                                                                                                                                                      £1,316

                                                                                                                                                                                                                                                                                                                                                                                                                                        Respiratory condition

                                                                                                                                                                                                                                                                                                                                                                                                                                          £1,227

                                                                                                                                                                                                                                                                                                                                                                                                                                            £3,001

                                                                                                                                                                                                                                                                                                                                                                                                                                              Cyst

                                                                                                                                                                                                                                                                                                                                                                                                                                                £651

                                                                                                                                                                                                                                                                                                                                                                                                                                                  £1,361

                                                                                                                                                                                                                                                                                                                                                                                                                                                    Fractured tooth

                                                                                                                                                                                                                                                                                                                                                                                                                                                      £848

                                                                                                                                                                                                                                                                                                                                                                                                                                                        £2,075

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Ongoing Treatment

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Ongoing Treatment

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Average

                                                                                                                                                                                                                                                                                                                                                                                                                                                          10% most expensive

                                                                                                                                                                                                                                                                                                                                                                                                                                                          Lameness

                                                                                                                                                                                                                                                                                                                                                                                                                                                            £966

                                                                                                                                                                                                                                                                                                                                                                                                                                                              £2,253

                                                                                                                                                                                                                                                                                                                                                                                                                                                                Arthritis/DJD

                                                                                                                                                                                                                                                                                                                                                                                                                                                                  £869

                                                                                                                                                                                                                                                                                                                                                                                                                                                                    £1,914

                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Cruciate rupture

                                                                                                                                                                                                                                                                                                                                                                                                                                                                        £2,857

                                                                                                                                                                                                                                                                                                                                                                                                                                                                          £5,239

                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Skin allergy

                                                                                                                                                                                                                                                                                                                                                                                                                                                                              £915

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                £2,030

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Epilepsy/fitting/seizure

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    £1,198

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      £3,006

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Ear condition

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          £559

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            £1,280

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Otitis externa

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                £573

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  £1,323

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Skin condition

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      £792

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        £1,816

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          Tumour

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            £1,498

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              £3,072

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Organ tumour

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  £1,460

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    £3,700

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Tesco Pet Insurance claims data from paid treatments including excesses from 01/04/23 to 31/03/24.
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Costs can vary from practice to practice as well as by breed, age and size of pet. This can affect the amount you may need to claim for any particular illness or condition. Some of the information shows the costs of common symptoms that our customer claims for - these could develop into ongoing illnesses in some instances.

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