Have more than one pet? Multi pet insurance could help you to get cheaper coverage for all your cats and dogs.
Pet owners with more than one cat or dog will know that keeping them all safe and healthy can be challenging - especially as they get older. With multi pet insurance, you can make regular payments to keep your cats and dogs covered should they have an illness, injury or accident.
How does multi pet insurance work?
It’s simple. Cover more than one cat or dog with the same provider and get a multi pet discount.
You can usually insure a combination of dogs and cats at the same time. Each pet can have the cover you think it needs under its own policy.
Multi pet discount
Some providers offer discounts when you insure multiple pets with them, which means you could save money. Tesco Pet Insurance multi pet discount is a minimum of £24 when insuring more than one pet, which is worked out at £1 per pet per month. Pets will have their own policies and can have different cover levels. Discount deducted separately from any other offer.
Benefits of multi pet insurance
Potential savings aside, multi pet insurance can also make your life easier. For example, you won’t have to worry about getting on the phone to different providers.
Insure all your pets with Tesco Pet Insurance and you’ll also enjoy benefits like unlimited 24/7 pet advice by phone, live chat or video call from the vetfone helpline, provided by Vetsdirect Ltd.
What’s covered by multi pet insurance
Exactly what’s covered by multi pet insurance can vary according to provider and cover level.
With Tesco Pet Insurance, you can insure each of your pets on their own policy with one of three types of pet insurance cover - Time Limited, Maximum Benefit or Lifetime. They all cover the following*:
- Cover for illness
- Accidents and injuries
- Dental issues caused by an accident or illness
- Complementary treatments like hydrotherapy
- Up to £1,000 towards helping you find a lost pet
- Up to £200 towards helping you say goodbye to your pet
- Up to £1,000 towards the cost of having your pet looked after if you fall ill
- Up to £1,500 towards the cost of your pet if it passes away
- Travel cover
Monetary limits, excesses and exclusions apply.
You can check out the differences between Tesco Pet Insurance policies by checking the comparison table on this page.
*Terms and conditions apply
What’s not covered with multi pet insurance
As with any insurance, certain things won’t be covered with multi pet insurance. With Tesco Pet Insurance, you can’t insure your pets for a pre-existing condition - for example, a health issue that you or your vet were aware of before you applied for the policy.
Some other things Tesco Pet Insurance can’t cover include:
- Routine exams or check-ups
- Spaying and neutering
- Flea, tick or worming treatments
- Food, including special food prescribed by a vet
There are also specific dogs that can’t be insured, including:
- Your dog is used for anything work-related. Working dogs would be security/guard dogs, gun dogs, farm dogs, racing dogs and emergency rescue dogs.
- Any dog that must be registered under the Dangerous Dogs Act 1991 and/or the Dogs (Muzzling) regulations (Northern Ireland) 1991 or any amendments, or any American Bull Dog, American Bully, American Indian Dog, American Pit Bull Terrier, American Staffordshire Terrier, Bandog, Boerboel, Bully Kutta, Canary Dog, Cane Corso, Czechoslovakian Wolfdog, Dingo, Dogo Argentino, Dogue Brasileros, Fila Brasileiro, Gull Dong, Husky Wolf Hybrid, Irish Staffordshire Blue Bull Terrier, Irish Staffordshire Bull Terrier, Japanese Tosa, Pit Bull Terrier, Saarlooswolfhound, Tosa, Tosa Inu, Wolf Hybrid, Wolfdog, XL Bully or any dog crossbred with any of these breeds.
You’ll be able to find out if your cats and dogs are eligible for our multi pet insurance when you apply for a quote.
Looking for more information?
Tesco Pet Insurance includes vetfone
Get advice for your pet, whenever you need it. Just call the vetfone helpline.
- Talk to vets and nurses registered with the Royal College of Veterinary SurgeonsTalk to vets and nurses registered with the Royal College of Veterinary Surgeons
- 24/7 phone, live chat and video calls24/7 phone, live chat and video calls
- Unlimited access, at no extra costUnlimited access, at no extra cost
Important information
Multi pet discount is a minimum of £24 when insuring more than one pet as this is worked out at £1 per pet per month. Pets can have different cover levels. Discount deducted separately from any other offer.
Tesco Pet Insurance is arranged, administered and underwritten by Pinnacle Insurance plc. Tesco Personal Finance Ltd acts as an introducer to Pinnacle Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX. Tesco Personal Finance Ltd and Pinnacle Insurance plc are not part of the same corporate group.
Vetfone is provided by Vetsdirect Ltd.
Tesco Insurance is a trading name of Tesco Personal Finance Ltd, Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ (registered in Scotland, no SC173199) which is authorised and regulated by the Financial Conduct Authority (register no. 186022).
We do not provide personal recommendations to customers.
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert advice specific to your own situation. All facts were correct at time of publication and were compiled using a range of sources.