Pet insurers paid out a record-breaking £1.2 billion in 2023 to cover the unexpected costs of owning a pet, driven by a significant increase in claims. The rise is likely to be caused by ever-increasing veterinary costs as the sophistication and cost of treatment rise.
Figures published by the Association of British Insurers (ABI) reveal that, in 2023, more pets were covered than ever before - with nearly 4.4 million pets being protected.
Put your mind at ease that your beloved companions are covered for a range of eventualities. All Tesco Pet Insurance policies cover vet’s fees up to an agreed limit, including emergency and referral vet fees.
Source: Record numbers take out pet insurance for their four-legged fur-ends
Benefits of our Time Limited, Maximum Benefit and Lifetime Pet Insurance
- Lost pet cover for advertising and reward costs if you lose your pet
- Help if you are unwell and your pet needs looked after
- Cancelling or cutting short your holiday because your pet is ill or missing
- Pet Travel cover including vet fees abroad, lost pet passport, quarantine costs and emergency expenses abroad
- 3rd party liability (dogs only)
- Refunding the cost of your pet if it is lost or dies
- Saying goodbye cover for cremation or burial costs
What's not covered
- Routine examinations or check ups, vaccinations, homeopathic vaccination alternatives, flea, tick or worming treatments, clipping nails, bathing, de-matting, spaying or castrating your pet.
- Non-prescription medication, supplements, vitamins or food.
Looking for more information?
Tesco Pet Insurance includes vetfone
Get advice for your pet, whenever you need it. Just call the vetfone helpline.
- Talk to vets and nurses registered with the Royal College of Veterinary SurgeonsTalk to vets and nurses registered with the Royal College of Veterinary Surgeons
- 24/7 phone, live chat and video calls24/7 phone, live chat and video calls
- Unlimited access, at no extra costUnlimited access, at no extra cost
Important information
Time Limited, Maximum Benefit and Lifetime cover: Pets must be at least eight weeks old when cover starts, any pre-existing injuries and illness are not covered. Accidents that happen in the first three days or illnesses that develop within the first 14 days of your cover start date are not covered. However, if you switch to Tesco Pet Insurance and can prove previous cover up to your new policy start date, we may be able to waive these for you. Certain breeds of dog are also not covered.
Tesco Pet Insurance is arranged, administered and underwritten by Pinnacle Insurance plc. Tesco Personal Finance Ltd acts as an introducer to Pinnacle Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX. Tesco Personal Finance Ltd and Pinnacle Insurance plc are not part of the same corporate group.
Vetfone is provided by Vetsdirect Ltd.
Tesco Insurance is a trading name of Tesco Personal Finance Ltd, Registered Office: 2 South Gyle Crescent, Edinburgh, EH12 9FQ (registered in Scotland, no SC173199) which is authorised and regulated by the Financial Conduct Authority (register no. 186022).
We do not provide personal recommendations to customers.
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert advice specific to your own situation. All facts were correct at time of publication and were compiled using a range of sources.