Annual Multi Trip Insurance
For people who know they'll be off somewhere nice more than once this year.
For people who know they'll be off somewhere nice more than once this year.
If you plan on taking two or more trips (each no longer than 31 days) in the next 12 months, Annual Multi Trip cover could offer greater convenience than Single Trip cover.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).
24/7 helpline available in case of medical emergencies.
Unlimited cover for medical expenses and repatriation costs. An additional premium may be required to cover any pre-existing medical conditions or add-ons.
Get an increased cash limit as part of your cover if you buy from Tesco Travel Money.
Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.
Features |
Economy |
Standard |
Premier |
---|---|---|---|
Defaqto rating |
|
|
|
Excess |
£99 per person |
£75 per person |
No excess |
Cancellation or cutting |
£1,000 |
£5,000 |
£10,000 |
Emergency Medical Expenses |
Unlimited |
Unlimited |
Unlimited |
Emergency dental |
£250 |
£350 |
£1,000 |
Inpatient benefit |
£500 £20 a day |
£500 £40 a day |
£1,000 £50 a day |
Virtual doctor |
|
|
|
Missed departure |
£500 |
£1,000 |
£1,500 |
Travel delay |
£500 £20 per day |
£500 £40 per day |
£1,000 £50 per day |
Baggage |
£1,000 Single article and valuables limits £250 |
£2,000 Single article and valuables limits £350 |
£3,000 Single article and valuables limits £500 |
Baggage delay If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance). |
£250 |
£500 |
£1,500 |
Personal money If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Travel Money website prior to your trip then your Cash limit will be doubled. |
£250 Cash limit of £100 |
£500 Cash limit of £200 |
£750 Cash limit of £375 |
Loss of travel documents |
£250 |
£250 |
£500 |
Legal expenses and assistance |
£25,000 |
£25,000 |
£25,000 |
Personal liability |
£2 million |
£2 million |
£2 million |
Personal total disablement or loss of limb / eye |
£10,000 |
£20,000 |
£30,000 |
Death |
£5,000 If aged 15 or under or 65 and over cover is £2,500 |
£10,000 If aged 15 or under or 65 and over cover is £2,500 |
£15,000 If aged 15 or under or 65 and over cover is £2,500 |
You can choose to add the optional extras and additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.
Features |
Economy |
Standard |
Premier |
---|---|---|---|
Ski equipment (owned) |
£500 Single article limit of £500 |
£1,000 Single article limit of £500 |
£1,500 Single article limit of £500 |
Ski equipment (hired) Cover for loss, theft or damage to ski equipment you have hired. |
£300 |
£300 |
£300 |
Ski equipment hire If you need to hire equipment if yours is lost, stolen or damaged. |
£300 £25 per day |
£300 £25 per day |
£300 £25 per day |
Piste closure |
£300 £30 per day |
£300 £30 per day |
£500 £50 per day |
Features |
Economy |
Standard |
Premier |
---|---|---|---|
Golf equipment |
£500 Single article limit of £200 |
£1,500 Single article limit of £300 |
£3,000 Single article limit of £500 |
Green fees If you are unable to play |
No cover |
£300 £30 per day |
£500 £50 per day |
Equipment hire If you are unable to play |
No cover |
£300 £30 per day |
£500 £50 per day |
Features |
Economy, Standard and Premier |
---|---|
Missed port departure |
£1,000 |
Cabin confinement |
£1,000 £100 per 24 hours up to £1,000 |
Low/High Water |
£500 £100 per incident up to £500 |
Shore excursions cover |
£500 |
Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.
Gadgets must be bought new or used from a UK VAT registered company (or, if bought overseas, a company with the equivalent tax registration), bought second hand, or gifted to you. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.
Features |
Economy, Standard and Premier |
---|---|
Gadgets |
£3,000 |
Cover the excess you’d pay if your hire car is damaged or stolen up to £10,000 per incident or in total over the duration of your policy.
Adding this will cover the excess you’re liable for if you make a claim on the car hire excess waiver insurance provided by your car rental company. Limits apply, please see the table below for further details of cover available.
Features |
Economy, Standard and Premier |
---|---|
Excess or Deposit reimbursement |
Up to max £10,000 per claim |
Lock out |
Up to a maximum of £100 per claim |
Vehicle hire key cover |
Up to a maximum of £500 per claim |
Misfuelling |
Up to a maximum value of £500 per claim |
Akrotiri, Aland, Albania, Andorra, Armenia, Austria, Balearic Islands, Baltic Islands, Belarus, Belgium, Bosnia And Herzegovina, Bulgaria, Canary Islands, Channel Islands, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Fuerteventura, Georgia, Germany, Gibraltar, Gozo, Gran Canarias, Greece, Greek Islands, Guernsey, Hungary, Ibiza, Iceland, Israel, Italy (including San Marino, Sardinia, Sicily and Vatican City), Jersey, Jordan, Jordan River, Kos (Greek Island), Lanzarote, Latvia, Lebanon, Libya, Libyan Arab Jamahiriya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Mallorca, Malta, Menorca, Minorca, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Republic Of Ireland, Rhodes (Greek Island), Romania, Russia West of Urals, San Marino, Sardinia, Serbia, Sicily, Slovakia, Slovenia, Spain (excluding Balearic Islands and Canary Islands), Svalbard Islands, Sweden, Switzerland, Syria, Syrian Arab Republic, Tenerife, Turkey, Ukraine, Vatican City State.
Anywhere in the world except the United States of America, Canada, the Caribbean and Mexico
Anywhere in the world.
Tesco Travel Insurance can provide cover for pre-existing medical conditions - when you purchase the insurance, you must tell us about the pre-existing medical conditions of anyone to be insured on the policy. If you do not tell us about any pre-existing medical conditions, this may impact any claim you make. Please note there may be an additional charge to cover some medical conditions.
The policy will be void if you travel against the advice of a medical practitioner or your public transport provider.
If you are in any doubt, you should call to check whether you're covered for your medical condition before you travel. Please call 0345 030 6124 *.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.
A wide range of sports and activities are covered as standard on all of the policies at no additional cost as long as you are participating on a recreational and non-professional basis during any trip and you are following local laws and regulations and using any recommended safety equipment.
A full list of sports covered as standard and any exclusions can be found in the policy booklets under sports and other activities. You should check this list to ensure you are covered before participating.
Optional Golf Cover and Winter Sports Cover may be available to purchase at extra cost to provide more cover for those specific sports trips.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
Yes, cruise holidays are covered under the normal policy terms and conditions. You should ensure that you have cover for all the destinations that you will visit on the cruise.
Optional cruise cover is also available at an additional cost on some policies and covers missed port of departure, cabin confinement, itinerary change and unused excursions. If you have a Later Life policy this cover is automatically included in your policy.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.
In the event that you need to return home urgently you should contact the Helpline who will be able to assist you on what you need to do.
Travel claims: 0345 303 8373*
Emergency Medical Assistance: +44 345 303 8373* from anywhere in the world or 0345 303 8373* from the United Kingdom.
Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.
Single Trip: The maximum duration of any one trip is 365 days.
Annual Multi Trip: 31 days per trip.
Backpacker Insurance: The maximum trip duration for any one trip is 550 days, you are covered for 3 return trips to the UK with a maximum combined duration of 31 days.
Later Life: The maximum duration of any one trip is 15 days per policy.
There is a 15-day maximum trip length for Winter Sports trips (if purchased).
If single trip cover is selected, you are only covered for trips which last up to or less than your maximum trip duration you selected (confirmed on your policy certificate).
All limits are per insured person.
This is the part of the claim that you agree to pay per person. This is limited to two excess amounts per trip, even if more than two insured persons are claiming.
Excess amounts are detailed in your quote and in your policy booklet. You should check and be aware of these before you purchase.
If you have a Tesco Travel Insurance policy you will be automatically covered for accidental loss, theft or damage to your Personal Belongings and money including valuables.
When travelling you must keep all your personal valuables with you. You are not covered if you leave valuables or money and documents unattended.
Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.
Full details of your policy and level of cover will be available in your Policy Booklet and Certificate - please refer to these documents.
Our claims consultants are fully trained and have an excellent knowledge of the policy cover you have arranged. Wherever possible, they will let you know when you speak to them whether you have a valid reason to claim.
You should contact the Emergency Medical Helpline as soon as you can for any advice and to arrange assistance.
If minor treatment, you should pay any bills yourself and keep the receipts as this will be required as evidence if a claim is submitted.
Emergency Medical Assistance: +44 345 303 8373* from anywhere in the world.
Emergency Medical Assistance: 0345 303 8373 * from the United Kingdom.
Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.
Tesco Travel Insurance does not cover mobile phones.
Optional Gadget Cover may be available to purchase at an additional cost.
Monetary limits, excesses and exclusions apply, for full details and eligibility please refer to your policy booklet.
You should also check if you have cover elsewhere, such as Home insurance or packaged bank accounts.
Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).
We also have Single Trip cover and cover designed for Backpackers.
View and download policy-related documents and other important cover information.
Tesco Personal Finance PLC (trading as Tesco Insurance) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:
Tesco Insurance will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Europe Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via: