Cruise Travel Insurance

Planning to set sail on a cruise? We offer a cruise cover add-on with our travel insurance at an additional cost to help you relax and enjoy your time at sea.

Whether you’re booking a short cruise around the UK or an extended ocean voyage, Tesco Travel Insurance offers an optional cruise cover add-on at an additional cost to your travel insurance policy. This includes cover for:

  • Missed port of departure, helping you catch up with your cruise
  • Compensation if you’re confined to your cabin because of illness
  • Payment if a scheduled port visit is cancelled due to adverse weather or timetable restrictions
  • Excursions that are unused due to accident or illness

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).

      What does the Cruise add-on cover?

      Features

      Economy, Standard and Premier

      Missed port departure

        £1,000

          Cabin confinement

            £1,000

            £100 per 24 hours up to £1,000

              Low/High Water

                £500

                £100 per incident up to £500

                  Shore excursions cover

                    £500

                      Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                      Some little helps for your cruise

                      • 24/7 helpline available in case of medical emergencies.
                      • Unlimited cover for medical expenses and repatriation costs. An additional premium may be required to cover any pre-existing medical conditions or add-ons.
                      • Get an increased cash cover limit if you buy your travel money from Tesco Travel Money.

                      Choosing your travel insurance policy

                      Whether you’re only planning on one cruise in the next year, or have a couple on the horizon, you can find the right travel insurance policy for you.

                      With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to add-ons. Just enter your Clubcard number when you get your quote.

                          Travel Insurance frequently asked questions

                          Europe

                          Akrotiri, Aland, Albania, Andorra, Armenia, Austria, Balearic Islands, Baltic Islands, Belarus, Belgium, Bosnia And Herzegovina, Bulgaria, Canary Islands, Channel Islands, Corfu, Corsica, Crete, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Fuerteventura, Georgia, Germany, Gibraltar, Gozo, Gran Canarias, Greece, Greek Islands, Guernsey, Hungary, Ibiza, Iceland, Israel, Italy (including San Marino, Sardinia, Sicily and Vatican City), Jersey, Jordan, Jordan River, Kos (Greek Island), Lanzarote, Latvia, Lebanon, Libya, Libyan Arab Jamahiriya, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Mallorca, Malta, Menorca, Minorca, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Republic Of Ireland, Rhodes (Greek Island), Romania, Russia West of Urals, San Marino, Sardinia, Serbia, Sicily, Slovakia, Slovenia, Spain (excluding Balearic Islands and Canary Islands), Svalbard Islands, Sweden, Switzerland, Syria, Syrian Arab Republic, Tenerife, Turkey, Ukraine, Vatican City State.

                            Worldwide (excluding USA, Canada, Caribbean and Mexico)

                            Anywhere in the world except the United States of America, Canada, the Caribbean and Mexico

                              Worldwide (including USA, Canada, Caribbean and Mexico)

                              Anywhere in the world.

                                Tesco Travel Insurance can provide cover for pre-existing medical conditions - when you purchase the insurance, you must tell us about the pre-existing medical conditions of anyone to be insured on the policy. If you do not tell us about any pre-existing medical conditions, this may impact any claim you make. Please note there may be an additional charge to cover some medical conditions.

                                The policy will be void if you travel against the advice of a medical practitioner or your public transport provider.

                                If you are in any doubt, you should call to check whether you're covered for your medical condition before you travel. Please call 0345 030 6124 *.

                                Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.

                                Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.

                                  A wide range of sports and activities are covered as standard on all of the policies at no additional cost as long as you are participating on a recreational and non-professional basis during any trip and you are following local laws and regulations and using any recommended safety equipment.

                                  A full list of sports covered as standard and any exclusions can be found in the policy booklets under sports and other activities. You should check this list to ensure you are covered before participating.

                                  Optional Golf Cover and Winter Sports Cover may be available to purchase at extra cost to provide more cover for those specific sports trips.

                                  Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.

                                  Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.

                                    Yes, cruise holidays are covered under the normal policy terms and conditions. You should ensure that you have cover for all the destinations that you will visit on the cruise.

                                    Optional cruise cover is also available at an additional cost on some policies and covers missed port of departure, cabin confinement, itinerary change and unused excursions. If you have a Later Life policy this cover is automatically included in your policy.

                                    Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.

                                    Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A.

                                      In the event that you need to return home urgently you should contact the Helpline who will be able to assist you on what you need to do.

                                      Travel claims: 0345 303 8373*

                                      Emergency Medical Assistance: +44 345 303 8373* from anywhere in the world or 0345 303 8373* from the United Kingdom.

                                      Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.

                                        Single Trip: The maximum duration of any one trip is 365 days.

                                        Annual Multi Trip: 31 days per trip.

                                        Backpacker Insurance: The maximum trip duration for any one trip is 550 days, you are covered for 3 return trips to the UK with a maximum combined duration of 31 days.

                                        Later Life: The maximum duration of any one trip is 15 days per policy.

                                        There is a 15-day maximum trip length for Winter Sports trips (if purchased).

                                        If single trip cover is selected, you are only covered for trips which last up to or less than your maximum trip duration you selected (confirmed on your policy certificate).

                                          All limits are per insured person.

                                            This is the part of the claim that you agree to pay per person. This is limited to two excess amounts per trip, even if more than two insured persons are claiming.

                                            Excess amounts are detailed in your quote and in your policy booklet. You should check and be aware of these before you purchase.

                                              If you have a Tesco Travel Insurance policy you will be automatically covered for accidental loss, theft or damage to your Personal Belongings and money including valuables.

                                              When travelling you must keep all your personal valuables with you. You are not covered if you leave valuables or money and documents unattended.

                                              Monetary limits, excesses and exclusions apply, for full details please refer to your policy booklet.

                                                Full details of your policy and level of cover will be available in your Policy Booklet and Certificate - please refer to these documents.

                                                Our claims consultants are fully trained and have an excellent knowledge of the policy cover you have arranged. Wherever possible, they will let you know when you speak to them whether you have a valid reason to claim.

                                                  You should contact the Emergency Medical Helpline as soon as you can for any advice and to arrange assistance.

                                                  If minor treatment, you should pay any bills yourself and keep the receipts as this will be required as evidence if a claim is submitted.

                                                  Emergency Medical Assistance: +44 345 303 8373* from anywhere in the world.

                                                  Emergency Medical Assistance: 0345 303 8373 * from the United Kingdom.

                                                  Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.

                                                    Tesco Travel Insurance does not cover mobile phones.

                                                    Optional Gadget Cover may be available to purchase at an additional cost.

                                                    Monetary limits, excesses and exclusions apply, for full details and eligibility please refer to your policy booklet.

                                                    You should also check if you have cover elsewhere, such as Home insurance or packaged bank accounts.

                                                    Tesco Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).

                                                      Policy and additional cover documents

                                                      View and download policy-related documents and other important cover information.

                                                        How we collect and use your personal data

                                                        Tesco Personal Finance PLC (trading as Tesco Insurance) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:

                                                        • AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024
                                                        • Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024
                                                        • AmTrust Europe Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget CoverAmTrust Europe Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget Cover

                                                        Tesco Insurance will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Europe Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via: