Contents Insurance

Our contents insurance can help you replace or repair your favourite things if anything happens to them.

Furniture, laptops, clothes, televisions, jewellery... it can be difficult to estimate how much cover you really need. So we give all our customers £75,000 of cover as standard. Or if you prefer, you can choose to pay more to increase this to £100,000.

You might have a few cherished possessions – perhaps some art, antiques or expensive pieces of jewellery that you keep at home.

A spilt drink or moment of clumsiness can be all it takes to stop your home entertainment equipment working. We'll pay for any accidental damage to TVs, tablets or laptops, so you can rest assured you'll be back watching your favourite shows in no time.

If you have a home office that's used for admin, clerical or child minding work, your office equipment and furniture - including your computer, printer and scanner – will be covered up to £10,000.

Your garden is part of your home. So we'll also cover the things you leave outdoors up to a value of £1,500 – from garden furniture and barbecues to the washing that's drying on the line.

We also cover plants in the garden of up to £2,500, this means loss or damage to trees shrubs, plants and lawns that you own.

Downloaded films and music cost a lot of money, so we've included them in our standard cover - up to a value of £2,000.

You'll automatically get an extra £7,500 of contents cover during special events like weddings and Christmas or other religious holidays.

We will pay for loss or damage to contents belonging to you or a member of your family, when they are in halls of residence or any other term-time accommodation in the UK - up to a value of £5,000.

We will cover up to £2 million if you or a member of your family legally have to pay for causing: accidental death or injury, accidental loss or damage to property.

We will cover damage to the structure of your home, or to the landlord's fixtures, fittings and interior decorations and repairs to cables, underground pipes and drains - up to £10,000.

We also have a number of optional extras to boost your cover for an additional premium.

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

You can tailor your contents cover by adding these optional extras for an additional premium.

You'll get all the cover provided with our standard package, plus protection against things like:

You can choose to protect your personal possessions, such as a necklace, handbag or those all-important golf clubs, from loss, theft or damage while you're away from home.

For personal belongings valued under £2,000, you can choose additional cover of between £1,000 to £10,000.

If you normally carry or wear anything worth more than £2,000 when you're out and about, you can highlight these when you arrange your cover. So you can go about your day knowing that your engagement ring, watch or camera is protected. You can cover as many specified items as you like, as long as:

You'll be covered wherever you are in the UK (including in your home) and for up to 60 days when you're abroad.

Many people rely on their bikes to get them to work, as well as for leisure time and family days out. Our optional bicycle cover provides you and your family cover for lost, stolen or damaged bikes wherever you are in the UK, and for up to 60 days when you're abroad - up to £3,000 per bike, and up to a total of £5,000.

This provides cover of up to £100,000 for legal fees and costs, to help you, or a member of your family who normally lives with you, to claim compensation or to pursue and in some instances defend your or their legal rights.

Family Legal Guard is underwritten by AmTrust Europe Limited.

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Tesco Home Insurance is arranged and administered by Tesco Insurance and is underwritten by Tesco Underwriting Ltd.

Home Emergency cover is underwritten by Inter Partner Assistance S.A.

Family Legal Guard is underwritten by AmTrust Europe Limited.

Before you buy your Tesco Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.