Before you get your Travel Insurance quote

Please read carefully through the important information below before you progress.

To see how we will use and share the data you provide, please review our privacy notice.

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    Older travellers

    If you want to insure a traveller who is 80 years old or over, you may be able to find cover through the Money and Pensions Scheme (MaPS), which has a directory listing companies that might be able to help you.

      Pre-existing medical conditions

      We can insure some pre-existing medical conditions. If you have a pre-existing medical condition that we can’t cover, the Money and Pensions Scheme (MaPS) has a directory listing companies that might be able to help you. You can also contact them on 0800 138 7777.

        Things you need to know before you get a quote:

        • Please make sure that the information you provide is accurate for each traveller. If the information you provide isn’t accurate, we may reduce or reject your claim, or cancel your policy without a refund.
        • We'll search our records for your Tesco Clubcard number, and we may access and use information (including transactional information, name and address) from your Tesco Clubcard account. This will help us and your insurer to assess your premium and will only be used to make a positive impact on your premium.

        Please make sure all of the following statements are true before continuing with the quote:

        • you are a UK resident and registered with a GP.
        • your trip must start and end in the UK.
        • you have not already travelled.
        • the policy holder must be 18 or over.
        • no travellers on the policy are aged over 80 (or over 50 if you have chosen Backpacker) at the time of travel.

        What's not covered

        Although our policies cover a broad range of scenarios, we can't cover every eventuality, so please see the list below for some of the things that aren't included:

        • Pre-existing medical conditions unless declared and cover accepted.
        • Travelling against medical advice or with the intention of obtaining medical treatment abroad.
        • Certain hazardous sports and activities may not be covered under this policy – see policy wording for details.
        • Circumstances you were aware of before your policy was issued or journey was booked (whichever is the later) that might result in a claim.

        Important information

        It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

          The Insurance Product Information Documents summarise the key features, benefits and exclusions of our additional cover.

            Gadget Cover Documents

            If you purchased or renewed your policy on or after 13 December 2023, your policy document is below.

              If you purchased or renewed your policy before 13 December 2023, your policy document is below.

                About our insurance services

                For your cancellation rights and information on the charges that apply if you need to make changes or cancel your policy, please see the Terms of Business Agreement and the cancellation section of your policy booklet.

                  How we collect and use your personal data

                  Tesco Personal Finance PLC (trading as Tesco Insurance) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:

                  • AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024AWP P&C S.A (AWP P&C) to underwrite Tesco Travel Insurance policies purchased on or after 4 September 2024
                  • Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024Inter Partner Assistance S.A. (IPA) to underwrite Tesco Travel Insurance policies purchased prior to 4 September 2024
                  • AmTrust Europe Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget CoverAmTrust Europe Limited (AmTrust) to underwrite Tesco Travel Insurance Gadget Cover

                  Tesco Insurance will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Europe Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via: